![phasmophobia insurance phasmophobia insurance](http://www.gamewalkthrough-universe.com/Media/SiteImages/Phasmophobia/Equipment/Head-Mounted-Camera/Phasmo_Equip_HeadMountedCamera_1.jpg)
![phasmophobia insurance phasmophobia insurance](http://www.gamewalkthrough-universe.com/Media/SiteImages/Phasmophobia/Equipment/Flashlight/Phasmo_Equip_StrongFlashlight_1.jpg)
Your mileage may vary on whether this makes Phasmophobia less creepy or House Flipper more creepy. The game uses the same engine and many of the same furniture/object assets as House Flipper.Depending on how serious your group is taking the game it can tone down the fear factor a lot, painting your crew of ghost hunters as foul-mouthed, rancorous, irreverent idiots acting borderline Too Dumb to Live in their attempts to persuade the ghost to show evidence.This is despite the fact that the figures are sometimes male. The ghosts can strike rather slinky poses at times, similar to bikini or lingerie shoots.As a result, a normally scary environment can become hilarious in certain contexts. Bodies will contort in odd ways when looking up or down, the players appear to be seeing from the characters' chests, and characters hold objects away from their body in bizarre ways. The ghosts in the game can be horrifying, but the character models are.
![phasmophobia insurance phasmophobia insurance](https://gamedom.eu/wp-content/uploads/2020/09/Is-Phasmophobia-Fun-Without-VR-360x180.jpg)
This meme is more popular in the Hololive community, but it's seen some play in the Phasmophobia community as well. Fubuki responded with "Yabe" (approximately Japanese for "oh no"), with a Punctuated! For! Emphasis! delivery that caught on like wildfire.
![phasmophobia insurance phasmophobia insurance](http://www.gamewalkthrough-universe.com/Media/SiteImages/Phasmophobia/Equipment/Parabolic-Microphone/Phasmo_Equip_ParabolicMic_1.jpg)
PHASMOPHOBIA INSURANCE PROFESSIONAL
Further Nerf patches were also made to slow down how frequently it updates temperatures, and the location now gets cold enough with the breaker power off note and Professional difficulty now starts an investigation with power off and rooms at cool temperatures that its extremely difficult to detect a non-freezing temp ghost without turning power back on and giving several minutes for the room to warm up first.
PHASMOPHOBIA INSURANCE PATCH
The Halloween patch dialed this back a bit though, by making the area the temperature drops in much wider so you can get a general idea of where the ghost is, but until you find the freezing point it's wide enough it could still be two or three different rooms. Game-Breaker: The thermometer, even if the ghost isn't one of the types that causes below freezing, there's still a sharp enough drop where they're present that regardless of type you can pinpoint its room and even its spawn point within a minute of walking into the map.And the fact that life insurance payout is two digits makes it seem like HQ is a Pointy-Haired Boss paying pennies to people they expect to have a life expectancy of a few days at most. At most you can make somewhere along the lines of 100 dollars for a job dangerous enough to be worth at least 500 per hunt. The game's payouts are really low for the fact that there is genuine mortal danger and it's frequent at least one person of the ghost hunting team will die.Taking a photograph of their corpse is another thing entirely, especially when you get paid a paltry $10 for it. Watching your teammate get killed by a ghost is one thing.Something to note as well is that even though you use smudge sticks and sanity pills, they aren’t consumed and will return to your inventory after the round. (50% on Amateur, 25% on Intermediate, and nothing on Pro.) If you survive, you don’t need to bring your items back to truck as there is a Ghost Removal Team that comes after your investigation and will return lost items to you. You wont lose items unless you die! This won’t effect your teammates unless they die too. You can earn an insurance percentage on the items you lose depending on the level of the map. However, you won’t need to worry about the basic items that are automatically added such as the EMF, Picture and Video Cameras, UV and Flashlight. Regardless if you leave items in the truck or not, if you die, you will lose all items you brought in that round. A guide to what happens when you die, and things you don’t need to worry about! Guide to Losing Items Items